IDENTITY THEFT || STEP BY STEP
PREVENTION -- details specific steps every individual
should review and follow thoroughly to prevent the Nation's #1 Crime.
IDENTITY THEFT CHECKLIST -- Detailed notations on each step you should take
to protect yourself from further financial harm from your perpetrator.
Included are the basics from calling the police, getting a report, how to
report to your financial institutions, etc. should you find yourself an
unfortunate victim under circumstances related to identity theft.
PC SECURITY -- details security measures you can take at
home to protect yourself from an electronic invasion.
REPAIRING BAD CHECKS -- deals with crimes committed
after a reported robbery. It involves bad checks written in your name,
and/or credit obtained in your name. It can happen to anyone.
RESTORING CREDIT -- involves identity theft that is recently discovered from an unknown
robbery or perhaps a driver's license number or social security number
obtained by the thief, through some other unscrupulous method. It may
involve accounts opened in your name that you were previously
unaware of. A police report was never filed because you were never aware
that anything was stolen.
RETAILERS CHECKLIST -- Retailers are very often the hardest
hit by an identity theft problem because they are the ones who lose the
merchandise and are ultimately responsible for the bills someone has run
up in the incorrect name. It is very important that retailers and online
merchants take precautions and also be sure that they themselves are aware
of all steps that they can take to help nip identity theft at the point of
purchase. We have included a prevention checklist for retailers that we
hope will help them curb identity theft in their businesses and result in
more prosecutions of these perpetrators who in most cases are standing
ADDITIONAL FACTS -- regarding credit bureaus, financial
institution policies, credit card grantors, duplicate accounts,
bankruptcy, collection and state agencies.